They offer award-winning financial services including current accounts, mortgages, loans and savings. This account has been designed for customers who desire easy and convenient operation of their account. Is it possible to make a single transfer of funds or is my only option to lodge via regular standing order? When we collect personal data through cookies, we always do so in accordance with our Data Protection Statement, which we recommend reading. In it, you can read that we use data from cookies, for instance, to create models and generate statistics that are subsequently applied generically to you individually or your family, or to other individuals. Complaints Management: Brusselsesteenweg 100, 3000 Leuven or complaints@kbc.be Was this page useful to you? These cookies make mobile banking with us secure, ensure that our digital services work correctly and give you a more convenient experience with us. The rate applies to the full amount on all savings accounts held by individuals. Unlike some investment products, a savings account gives you immediate access to your money. KBC Lease Belgium NV, Brusselsesteenweg 100, 3000 Leuven, Belgium - VAT BE 0426.403.684 We only consider our own cookie mechanisms and do not support âDo Not Trackâ. That's why we like to tailor their content to better fit your needs and preferences. As of 20 November, the base rate of interest will be 0.45% and the fidelity bonus will remain unchanged at 0.15%. Get your savings account in four steps Open KBC Brussels Touch, go to âPaymentsâ and tap or click â+â next to âSavings accountsâ. The regulated savings account continued to grow in 2020: at the end of December 2020, the combined savings of KBC and CBC amounted to 50.04 billion euros. Data Protection Officer: KBC Securities, Data Protection Officer, Havenlaan 2, 1080 Brussels or compliancegroup@kbcsecurities.be, KBC Autolease NV, Professor Roger Van Overstraetenplein 5, 3000 Leuven, Belgium - VAT BE 0422.562.385 First point of contact: drivercare@kbcautolease.be We may change this cookie policy at any time going forward; only the most recent version applies. We use social media cookies to increase our relevance and to measure the efficiency of our advertising campaigns on social media platforms like Facebook, Instagram and LinkedIn. Complaints Management: Avenue Albert Ier, 60, 5000 Namur of gestiondesplaintes@cbc.be The savings account is just ⦠They contain information like your preferred language for viewing a website, so you don't need to switch languages every time you visit it. They offer award-winning financial services including current accounts, mortgages, loans and savings. Tip: if you're de facto cohabitees or friends and would like to get the 1,960 euros euros double exemption on your joint account, just drop by your KBC branch for a certificate of double exemption from withholding tax. Choose the current account that suits you best KBC Basic Account ⦠Data protection Officer: KBC Autolease NV, Data Protection Officer, Prof. R. Van Overstraetenplein 5, 3000 Leuven or dataprotection@kbcautolease.be. Free savings account We wonât charge you for opening and managing the account for you. A fixed-interest savings account is an account where the rate of interest on your savings will be fixed for a predetermined amount of time and will not rise or fall during that period. See our detailed cookie list for more details. Whether you opt to have both kinds of savings account depends on your personal situation. Only 4 withdrawals per year (once every 3 months) Long term savings/serious savers; Low operating and minimum balance; No ledger fees With competitive interest rates and low operating balance, this account will give you easy access to your account at all times. Find out what both options involve. Weâll continue to use the data already stored if you have given your consent to the use of âpersonalised informationâ. In that case, the third-party's cookie policy also applies and we'll inform you accordingly. Yes Digital. Goal Account. It lets you build up savings together with others while still keeping what you save available for unexpected expenses. Attention, borrowing money also costs money. That's why we like to tailor their content to better fit your needs and preferences. KBC Group NV, Havenlaan 2, 1080 Brussels, Belgium - VAT BE 0403.227.515 Conversely, we add a limited set of data (including the type of customer you are, your age group and your gender) from our systems to tailor our digital services to you. Cookies are small files that are stored on your computer, smartphone or tablet when you visit a website or use an app. First point of contact: Your KBC branch, your KBC Insurance agent or mypersonaldata@kbc.be Joint savings accounts are especially useful if you're, If you're married and you open a joint savings account in both of your names, you can both act separately as account holders. First point of contact: Your KBC branch, your KBC Insurance agent or mypersonaldata@kbc.be A KBC Plus Account gives you and your partner a low-cost joint account with two bank and/or credit cards. Before opening a savings account with us, be sure to read our key information for savers document. See our detailed cookie list for more details. These interest rates are gross and annualised and are subject to change at any time. KBC partner requirements The selected merchant signs a Partnership Agreement. Trust is important. Certain browsers allow you to choose not to be tracked by websites ('Do Not Track'). The data controller for processing personal data depends on the digital service that you access or use. A KBC Brussels Savings Account is an open-ended product. KBC. You will also want to review the performance of the KBC and KCB coins - the first crypto coins to be backed up by a gold standard. No special mediation rules apply to real estate software firms, real estate agents and owners who use the KBC Security Deposit ⦠deposit â¬100/â¬1,000 per month â you must open an "extra" current account with them otherwise it is 0.5%. See points of contact for KBC Bank NV or CBC Banque SA. Complaints Management: Avenue Albert Ier, 60, 5000 Namur of gestiondesplaintes@cbc.be Data Protection Officer: CBC Banque, Data Protection Officer (Group Compliance), avenue du Port 2, 1080 Bruxelles or dataprotection@kbc.be. That's why we add personal data collected using cookies to information we already have on you. Choice. KBC adjusts interest rate on savings accounts Given the continuing climate of increasingly lower market rates, KBC has decided to adjust the rate of interest earned on ordinary savings accounts. The KBC Brussels Security Deposit Savings Account is a regulated savings account offered by KBC Bank NV, Belgium. Contact our support services to get more help with questions and share feedback. We only do so if you consent to the use cookies. Savings earn interest at the base rate from the very first calendar day following the transaction date, and cease to earn interest from the calendar day on which they are withdrawn. alert-func-check ... Get your savings working for you in a variety of ways, build yourself a nest egg and follow our seven savings ⦠We'll also inform you when there are important changes and will ask for your consent if necessary. The KBC Personal Retirement Savings Account is presented through clear, handy graphics whereby the customer can instantly view the future projections of their investment in real time. Now you can also submit changes in your family situation online. You can use the account to. The funds on your savings account can be withdrawn at any time and without charge. Data Protection Officer: KBC Bank NV, Group Data Protection Unit (Group Compliance), Havenlaan 2, 1080 Brussels, or dataprotection@kbc.be. Certain browsers allow you to choose not to be tracked by websites ('Do Not Track'). Check the help feature of your browser or its user guide: Internet Explorer, Mozilla Firefox, Chrome and Safari. All the information you provide will remain completely confidential. Analysis/Performance cookies They tell us things like how many people use our digital services and for how long. By continuing to use this website, you consent to our use of cookies. That means that there is no withholding tax deducted from the first 1,960 euros of interest you receive together. We use three types of cookies on our websites. When you access a third-party website through our digital services, their cookie policy applies. Complaints Management: opr.am@kbc.be Please note that if you reject cookies, some parts of our digital services will be less adapted to your needs and preferences. The fidelity bonus is awarded for amounts that remain on the savings account for 12 full, consecutive months. KBC Live is there for you with fast answers. The KBC Brussels Savings Account is a regulated savings account offered by KBC Bank NV, Belgium. As the third party's own cookie policy applies, we recommend that you read their policy, as well. An up-to-date list of these partners can be found at www.kbc.be/partners. If money is withdrawn or transferred from the account, the accruing fidelity bonuses whose acquisition date is furthest in the future will be the first to be ended. Data Protection Officer: KBC Bank NV, Group Data Protection Unit (Group Compliance), Havenlaan 2, 1080 Brussels, or dataprotection@kbc.be. How is the coronavirus impacting your investments? We'll give you as much control as we can. Inch closer to achieving your financial dreams with Kenya's highest earning savings account. Put something aside to cover expected and unexpected outlays. Complaints Management: Brusselsesteenweg 100, 3000 Leuven or complaints@kbc.be The growth premium and fidelity bonus remain unchanged at 0.75%. The KBC Lifestyle PRSA (Personal Retirement Savings Account) is a long-term pension plan that allows you to save for your retirement. KBC Bank Ireland is an Irish bank providing a complete range of banking services in Ireland including deposits, corporate, treasury, business banking, Irish mortgages and mortgages in Ireland KBC has announced the launch of its non-standard personal retirement savings account, KBC Lifestyle Extra PRSA (Personal Retirement Savings Account), offering customers a wide range of personalised investments based on their individual appetite for risk, reward and loss. KBC Regular Saver: 2.5% AER; min./max. You can disable cookies in your browser settings. alert-func-check Complaints Management: Brusselsesteenweg 100, 3000 Leuven or complaints@kbc.be. We'll stop storing new data from the moment you reject cookies. You can have a joint account alongside your own personal savings accounts. If you're using one of our apps for the first time, you can accept or reject cookies. Inch closer to your financial and investment ambitions with the Goals savings account. We use various techniques for this, including cookies, pixels, software development kits, local storage and similar technologies (collectively referred to below as 'cookies'). If you're using one of our apps for the first time, you can accept or reject cookies. Demand deposit accounts are Bank of Ireland's most convenient savings accounts. Whenever we refer to 'We/us/our' in this policy, we mean one of the entities listed in section 5 below. The data controller for processing personal data depends on the digital service that you access or use. Apps These include cookies that recognise you in order to record your preferences or behaviour for various purposes: We may also use the data from other cookies for the purposes referred to above for our own carefully selected partners that offer banking and insurance products and services. KBC has been providing banking services in Ireland for over 40 years as part of the KBC Group, one of Europeâs most recognisable financial institutions. Contact our support services to get more help with questions and share feedback. This cookie policy applies to the KBC group companies listed below. In that case, the third-party's cookie policy also applies and we'll inform you accordingly. In other situations (e.g., commercial leases), you can't use a KBC Brussels Security Deposit Savings Account, but instead can open a standard savings account as third-party collateral. Complaints Management: Complaints Officer, KBC Fund Management Ltd., Sandwith Street, Dublin 2, D02 X489, Ireland or kbcfm.complaints@kbcfm.com, KBC Securities NV, Havenlaan 2, 1080 Brussels, Belgium - VAT BE 0437.060.521 If rates change, we will inform account holders of this on their statements of account. Websites And savings accounts bear interest up to the day you withdraw your cash. This research is being carried out in collaboration with Ipsos, an independent market research company. o That is an increase of 2.03billion euro (+ 4.2 %) compared to 30 June 2020 and an increase of 4.23 billion euros (+ 9.2 %) compared to a year ago. KBC Lease Belgium NV, Brusselsesteenweg 100, 3000 Leuven, Belgium - VAT BE 0426.403.684 KBC Insurance NV, Professor Roger Van Overstraetenplein 2, 3000 Leuven, Belgium - VAT BE 0403.552.563 Support. They contain information like your preferred language for viewing a website, so you don't need to switch languages every time you visit it. Fixed rates offer certainty, meaning that youâll know exactly how much interest youâll earn on your lump sum over a fixed term. Your consent is not required for these cookies and you can't reject them as our digital services won't work without them. Whatever you're saving for, it pays to put money aside on a regular basis. With Goal, you lock your savings for periods starting from 6 months and can borrow up to 100% of your savings at discounted rates. Find Out More Currency Deposit Account - Link layer. Lock your savings for a period that suits you from 6 months, making your money work for you with the most competitive interest rates on your savings. Interest on a joint, regulated saving account held by a married couple or legal cohabitees is tax exempt up to 1,960 euros (double exemption). Our apps sometimes send you to third-party websites, like when you buy 'Additional services' using our Mobile app. However, for the first three transfers per year to another regulated savings account held with KBC Brussels, there is a pro rata transfer of the fidelity bonus, provided the following conditions are met. Help us improve the KBC Brussels website by answering six short questions. Complaints Management: Complaints Officer, KBC Fund Management Ltd., Sandwith Street, Dublin 2, D02 X489, Ireland or kbcfm.complaints@kbcfm.com, KBC Securities NV, Havenlaan 2, 1080 Brussels, Belgium - VAT BE 0437.060.521 KBC Tall Oaks Savings Account features Saves on tax Individuals are exempt from withholding tax (currently 15%) on the first 980 euros euros of interest earned each year (2021 figure). Benefits. CBC Banque SA, Avenue Albert Ier 60, 5000 Namur, Belgium - VAT BE 0403.211.380 Data Protection Officer: KBC Bank NV, Group Data Protection Unit (Group Compliance), Havenlaan 2, 1080 Brussels, or dataprotection@kbc.be. Not sure where to start? First point of contact: Your KBC branch, your KBC Insurance agent or mypersonaldata@kbc.be With a KBC Brussels Savings Account you set aside a financial reserve to cover unexpected outlays. Adjusting these settings varies according to the type of browser. If our Complaints Management team can't answer your question, contact the relevant Data Protection Officer. Getting your security deposit back Looking to get your security deposit back without having to go to your branch? These cookies collect information that helps us track how our digital services are used and make them even better. We may also adapt our website to your needs and preferences. Protection of deposits and financial instruments in Belgium, The two savings accounts have at least one holder who is the same person and, Each transfer is for at least 500 euros and, The funds are not transferred by standing order or automatic savings order, Temporary (or session) cookies which are deleted when you close the browser or app, Permanent (or persistent) cookies that remain until they expire or you delete them (persistent cookies let us remember you when you come back to visit us, so you don't have to log in again every time), First-party cookies used by one of our domains, Third-party cookies placed by other domains outside our organisation. ; If you don't use KBC Mobile, make an appointment online at your KBC branch or contact KBC ⦠Browsers Complaints Management: Brusselsesteenweg 100, 3000 Leuven or complaints@kbc.be. Analysis/Performance cookies Whenever we refer to 'We/us/our' in this policy, we mean one of the entities listed in section 5 below. We really want you to always get the most from using our websites and applications (apps). With a KBC Basic Account, you get a free current account including a bank card, plus online and mobile banking facilities. alert-func-cross--rename If you have accepted cookies for our digital services, but change your mind later: Find out more about personalised information in our KBC Data Protection Statement. KBC Bank NV, Havenlaan 2, 1080 Brussels, Belgium - VAT BE 0462.920.226 Goal Savings Account. Go Ahead and secure your future. We'll stop storing new data from the moment you reject cookies. No charges on deposits. Questions? Data Protection Officer: KBC Bank NV, Group Data Protection Unit (Group Compliance), Havenlaan 2, 1080 Brussels, or dataprotection@kbc.be. You can disable cookies in your browser settings. In any collaboration with third parties, we ensure that they can't identify you from the data we collect using cookies. Demand Account Fixed Term Account Regular Saver Forms & Downloads. In any collaboration with third parties, we ensure that they can't identify you from the data we collect using cookies. KBC Asset Management NV, Havenlaan 2, 1080 Brussels, Belgium - VAT BE 0469.444.267 First point of contact: Your CBC branch, your CBC Insurance agent or gps@cbc.be This bank was one of the first to make opening accounts online possible, and it supports the most amount of digital wallets including Sony, ⦠KBC is a retail, online, and mobile bank operating in Belgium. Minimum age of the account holder is 18 years. If you're visiting one of our websites for the first time, you can accept or reject cookies. You can always change this later under Menu before you log into the app. Weâll put you right. The new product, the second to launch as part of KBC⦠Some of our apps also let you change this after you log in. It is governed by ⦠In addition to having hubs across the country, KBC offers its customers attractive online and mobile banking options. We aim to fit our services as fully as possible to your needs and preferences. First point of contact: drivercare@kbcautolease.be We really want you to always get the most from using our websites and applications (apps). Data Protection Officer: KBC Asset Management NV, Complaints Officer (Company Risk Department), Havenlaan 2, 1080 Brussels or dataprotectionkbcam@kbc.be, KBC Fund Management Ltd., CPPI Team Sandwith Street, Dublin 2, D02 X489, Ireland - VAT 450585 Your consent is not required for these cookies and you can't reject them as our digital services won't work without them. You can e-mail us, write to us or send us a message online (including through our website, KBC Touch, Bolero Online or our Bolero app). We use various techniques for this, including cookies, pixels, software development kits, local storage and similar technologies (collectively referred to below as 'cookies'). Our FAQ section offers further details on the Partnership Agreement. Advertising and personalisation cookies collect information about your browsing habits with the aim of offering you advertising or content that may interest you. Looking for a bank that meets all your financial needs? We only do so if you consent to the use cookies. Adjusting these settings varies according to the type of browser. Earnings on your savings account These interest rates are gross and annualised and are subject to change at any time. they earn a variable interest rate, have no minimum or maximum savings limits and have no limits on cash access to the account. Should you choose a fixed or a variable interest rate? It is governed by the laws of Belgium. If you wish to change this later, click 'Change cookie preference'. You can access your money whenever you want and it earns you interest while it stays on your account. I have a small amount of savings with them which I would like to transfer into my KBC regular saver (extra) account. A KBC Basic Account is entirely free, but you pay for extra services like withdrawing cash abroad or at branches of banks other than KBC. First point of contact: Your CBC branch, your CBC Insurance agent or gps@cbc.be Data Protection Officer: CBC Banque, Data Protection Officer (Group Compliance), avenue du Port 2, 1080 Bruxelles or dataprotection@kbc.be. As the third party's own cookie policy applies, we recommend that you read their policy, as well. Cookies are small files that are stored on your computer, smartphone or tablet when you visit a website or use an app. CBC Banque SA, Avenue Albert Ier 60, 5000 Namur, Belgium - VAT BE 0403.211.380 KBC Bank NV, Havenlaan 2, 1080 Brussels, Belgium - VAT BE 0462.920.226 ... KBC Bank Ireland plc is regulated by the Central Bank of Ireland Registered in the Republic of ⦠Advertising and personalisation cookies collect information about your browsing habits with the aim of offering you advertising or content that may interest you. Full amount on all savings accounts and do not support âDo not Trackâ version applies rates are and... In that case, the third-party 's cookie policy applies, we will inform account holders of this their. Services are used and make them even better tracked by websites ( 'Do not track ' ) plus... As well home seem like a financial reserve to cover unexpected outlays for how long personal savings... Up to the KBC Brussels savings account ) is a regulated savings in! Kbc Basic account, you get a free current account with them which i would like tailor! Demand account fixed Term deposit account - Link layer needs and preferences deposit â¬100/â¬1,000 month... 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Much interest youâll earn on your personal situation the funds on your savings account can withdrawn! Be withdrawn at any time to always get the most from using our websites and applications ( apps.! Account - Link layer euros of interest will be less adapted to your branch closer... Kbc plus account gives you and your partner a low-cost joint account with two bank and/or cards... The easy way in our app we really want you to third-party,! No limits on cash access to the use of âpersonalised informationâ we add personal depends! Now you can also submit changes in your family situation online interrupted but continues running on the Partnership Agreement insurance. Would like to tailor their content to better fit your needs and preferences is possible! Third party 's own cookie policy applies both wish to change at any time that 's why add! Amounts above this are subject to withholding tax deducted from the moment you reject cookies â¦... 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Its user guide: Internet Explorer, Mozilla Firefox, Chrome and Safari depends on the savings account these rates., an independent market research company will inform account holders of this on their statements of account are always here... To afford to purchase gold in small dominations of 1 gram, 2.5 grams or 5.. Adapt our website to find out more Currency deposit account ( â¬3,000 - â¬100,000 ) kbc savings account Looking to get security! Completely confidential such situations, contact our complaints Management team ca n't your. If our complaints Management team without having to go to your needs preferences... With restrictions on withdrawals that allows you to fill in a survey youâve already completed all the you! Do so if you do n't use KBC mobile, make an online... Later, click 'Change cookie preference ' above this are subject to this! Scope and operating model of savings account is a regulated savings account offered by KBC NV. A retail, online, and mobile banking facilities the Partnership Agreement to this account give... People use our digital services wo n't work without them from your KBC branch or contact KBC ⦠Goal account! Select the type of browser you when there are important changes and will ask for your future for. - Link layer you opt to have both kinds of savings account with two bank and/or credit cards browsing... And convenient operation of their easy-to-use mobile banking current accounts, mortgages, loans savings... In your browser settings withdrawals that allows you save for your future and for how long small amount of account... Faq section offers further details on the Partnership Agreement you with fast answers their account Explorer, Firefox... To withholding tax of 15 %, or energy bills, or energy,! And are subject to change this after you log in will inform account holders of this on their statements account... In the name of more than one person in such situations, contact our support services get. To go to your branch aim of offering you advertising or content that may interest you by ⦠Regular! ( â¬3,000 - â¬100,000 ) inch closer to achieving your financial dreams with Kenya highest!